Gym membership
Planet Fitness
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Gym membership
Crunch Fitness
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Gym membership
LA Fitness / Esporta
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Gym membership
24 Hour Fitness
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Gym membership
Equinox
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Gym membership
Blink Fitness
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Massage / spa membership
Massage Envy
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Massage / spa membership
Hand & Stone
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Personal training contract
Personal training contracts
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Tanning or waxing membership
Tanning & waxing memberships
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Your rights, state by state
| State | Law | Your right |
|---|---|---|
| California | Cal. Civ. Code § 1812.89 | A disability that precludes physical use of the facilities, verified by a physician, relieves the payment obligation; prepaid sums are refunded pro-rata. |
| Colorado | Colo. Rev. Stat. § 6-1-704(1)(c)–(d) | Refusing cancellation when a licensed physician (or APRN) determines the member totally physically disabled for the duration of the contract is a deceptive trade practice. Refund, less days actually used, within 15 days of written notice. |
| Connecticut | Conn. Gen. Stat. § 21a-216 | A disability over 45 days relieves liability for the disabled portion of the contract or extends it free; the club must respond in writing within 15 days. |
| Florida | Fla. Stat. § 501.017(1)(b) | Cancel if physically unable to use a substantial portion of services, certified by a Florida-licensed physician. Pro-rata refund. |
| Georgia | O.C.G.A. § 10-1-393.2(g) | Cancel for “total and permanent disability” — defined as a condition lasting more than 45 days that prevents using the facility as before. Refund within 30 days; the club may verify reasonable evidence. |
| Illinois | 815 ILCS 645/8 | On presentation of reasonable evidence of disability, liability stops for charges after the evidence is presented; refund due within 30 days. |
| Indiana | Ind. Code § 24-5-7-6 to -8 | Cancel if totally physically disabled for the duration of the contract; the club may request an exam by a mutually agreeable doctor at the club’s cost. Refund within 30 days (club may retain services used + up to 25%). |
| Massachusetts | Mass. Gen. Laws ch. 93, § 82 | Cancel if significantly physically or medically disabled for more than 3 months, with physician documentation. |
| Mississippi | Miss. Code Ann. § 75-83-5(6) | Disability relieves the payment obligation from onset; the unexpired prepaid portion must be promptly refunded. |
| Missouri | Mo. Rev. Stat. § 407.330.1(3)–(4) | Cancel if permanently disabled and unable to use a substantial portion of services for 60+ consecutive days (temporary disability extends the term instead). Written notice by certified mail; pro-rata refund within 30 days. |
| New York | N.Y. Gen. Bus. Law art. 30, § 624 | Cancel a health-club contract on a doctor’s order for a significant physical disability lasting more than 3 months. Refund due within 10 business days. |
| North Carolina | N.C. Gen. Stat. § 66-120(2) | If disability prevents receiving the benefits, at least 90% of the pro-rata cost of unused services is refunded within 30 days of the request. |
| Ohio | Ohio Rev. Code § 1345.42(B)(5) | On disability, liability is prorated to the days before the disability; the excess is returned within 30 days of notice. |
| Oklahoma | 59 Okla. Stat. §§ 2004(3), 2005(A)(5) | Cancel if physically unable to use a substantial portion of services for 30+ consecutive days, proven by a doctor’s certificate. Notice by certified mail; pro-rata refund within 30 days. |
| Oregon | Or. Rev. Stat. § 646A.034(5)–(6) | Cancel if physically unable to use a substantial portion of the services; pro-rata refund by weeks remaining. The contract may ask that a mutually agreeable physician confirm the disability. |
| Pennsylvania | 73 Pa. Stat. §§ 2161–2175 (Health Club Act) | Cancel for a physician-verified condition precluding use of a third or more of the facilities for 6+ months (refund within 40 days); a shorter physician-verified disability extends the membership free for its duration. Notice by certified mail. |
| Virginia | Va. Code § 59.1-297 (Health Spa Act) | Cancel if physically unable to use a substantial portion of services for 30 consecutive days or more, with a signed statement from a physician, PA, or APRN. |
| Washington | Wash. Rev. Code § 19.142.040(7)(a), .050 | Cancel on total disability (the contract may ask a mutually agreeable physician to confirm); refund within 30 days of written notice. |
| Wisconsin | Wis. Stat. § 100.177(12) | On disability, the member owes only the elapsed-time proportion of the contract. |
In every other state, your club’s own membership terms govern — most agreements honor a physician’s letter. Available in every state we’re licensed in.
